Your inputs. Your control.
Change the assumptions, explore a scenario and reset whenever you like. No account required.
EVERYDAY QUESTIONS. CLEARER ANSWERS.
There’s a calculator for that.
Start with a number.
See where it takes you.
6 free tools
POPULAR CALCULATORS6 tools available
Income & tax
Take-home salary
See what your salary could look like after PAYE, UIF and your own contributions.
Open calculator
Loans & credit
Loan repayment
Look beyond the instalment. Understand interest, fees and the effect of paying a little extra.
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Loans & credit
Vehicle finance
Compare the monthly cost of your next car, with or without a balloon payment.
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Home & property
Bond affordability
Find an illustrative home budget that fits your income, expenses and deposit.
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Income & tax
VAT calculator
Add VAT to a price or work backwards from an inclusive amount, with a clear breakdown.
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Saving & investing
Savings growth
Explore how regular contributions, time and compounding could grow your savings.
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6 calculators found
MADE FOR SOUTH AFRICAN MONEYMake sense of
Make sense of
your rands.
From your next payslip to your first home.
Free calculators for life’s financial decisions.
Find your calculator Free. No sign-up.
A LITTLE CLARITY
YOUR NEXT CHAPTER
A plan + your numbers
= More possibility.
START WITH THE NUMBERS.
Less guesswork.
More peace of mind.
More peace of mind.
Your numbers stay on your device Transparent formulas & assumptions South African context, plain English
THE KNOW-HOW BEHIND THE NUMBERS
All financial guides A little reading. A lot of clarity.
Income & tax5 MIN READ
How PAYE works in South Africa
Understand the journey from taxable income to the tax on your payslip.
Read the guide
Loans & credit5 MIN READ
Understanding vehicle balloon payments
A smaller monthly instalment comes with a larger decision at the end.
Read the guide
Saving & investing4 MIN READ
How compound interest grows savings
See what time and regular saving add to your plan, without assuming guaranteed returns.
Read the guideThe workings, explained.
Every tool includes its formula, a worked example and the limitations that matter.
Sources you can check.
Tax settings link to official SARS references, with effective dates and a review date.
GOOD QUESTIONSA few things
A few things
you might wonder.
Are the calculators free?+
Yes. All twelve calculators are free and require no registration. Six essential tools are featured here; explore the full calculator directory for the rest.
Do you save my salary or financial details?+
No. Financial inputs are processed locally and are not stored by default. Shared links exclude salary, debt and balance amounts.
How accurate are the results?+
Each tool uses tested formulas and states its assumptions. Tax rates are linked to official sources. Actual payslips, lender quotes and investment outcomes may differ.
Is this financial advice?+
These tools provide educational estimates, not personalised advice, credit approval or an official tax assessment.